Rates at Watson Center for Wellness are based around 45 and 60 minute sessions; however there may be circumstances when shorter sessions are more appropriate.
If insurance benefits are being used and we are considered in-network, rates are determined by the maximum allowable rate as set by your specific insurance carrier, outlined in your plan. We also offer a private pay option. We strive to make our services convenient and available despite financial hardships. Please contact us for more detailed rate information.
First and foremost, you will need to ask yourself the following questions:
1. Do I have mental health benefits included within my plan?
2. Does my plan carve out the mental health benefits to a third party?
3. Is there a yearly deductible and has it been met?
4. Is there a maximum allowance for visits (monthly/yearly)?
Watson Center for Wellness is in-network with a variety of insurance carriers. These include Blue Cross Blue Shield of Illinois, Aetna, Cigna, Health Link, Health Alliance, Methodist 1st Choice/Health Plus, MHN/PHCS, United Healthcare, and more. If we are in-network with your carrier, we will verify eligibility and benefits as well as submit your claims as a courtesy. It is important to consider that some carriers and plans carve out certain benefits to another company, and while we may be in-network with your carrier, we may NOT be in-network with the plan that covers your mental health benefits.
If we are not in-network with your carrier or plan, you may have out-of-network benefits you can use. It will be your responsibility to verify those benefits. We will then provide you with a Superbill that you will submit to your insurance carrier. Any reimbursement will be sent directly to you. If we are not in-network with your carrier and plan, out-of-network benefits can be used while we work towards in-network status.
Co-pays/co-insurance, deductible payments, and any other fee will be collected at the time of service. Watson Center for Wellness accepts cash, checks, and all major credit cards.
An advance notice of 24 hours is required for cancellation of an appointment. If the specified notice is not given, you will be required to pay a fee as outlined in your fee schedule.