Rates
Rates at Watson Center for Wellness are based around 45 and 60 minute sessions; however there may be circumstances when shorter sessions are more appropriate. Rates are the maximum allowable as set by your specific insurance carrier, if in-network benefits are being used. We also offer a private pay option. We strive to make our services convenient and available despite financial hardships. Please contact us for more detailed rate information.

Insurance Information
First and foremost, you will need to ask yourself the following questions:

1. Do I have mental health benefits included within my plan?

2. Does my plan carve out the mental health benefits to a third party?

3. Is there a yearly deductible and has it been met?

4. Is there a maximum allowance for visits (monthly/yearly)?

In-Network 
Watson Center for Wellness is in-network with a variety of insurance carriers. These include Blue Cross Blue Shield of Illinois, Aetna, Cigna, Health Link, Health Alliance, Methodist 1st Choice/Health Plus, MHN/PHCS, and more. If we are in-network with your carrier, we will verify eligibility and benefits as well as submit your claims as a courtesy.

Out-of-Network
If we are not in-network with your health plan, you may have out-of-network benefits you can use. It will be your responsibility to verify those benefits. We will then provide you with a Superbill that you will submit to your insurance carrier. Any reimbursement will be sent directly to you. If we are not in-network with your carrier and plan, out-of-network benefits can be used while we work towards in-network status.

Payment 
Co-pays/co-insurance, deductible payments, and any other fee will be collected at the time of service. We do not send out monthly statements. Watson Center for Wellness accepts cash, checks, and all major credit cards.

Cancellation Policy 
An advance notice of 24 hours is required for cancellation of an appointment. If the specified notice is not given, you will be required to pay a fee as outlined in your fee schedule.

Please contact us with any concerns or questions.